Consumer Credit Counseling Service Of Northeastern Pa, National Foundation For Consumer Cr in Pittston, Pennsylvania (PA)

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Consumer Credit Counseling Service Of Northeastern Pa, National Foundation For Consumer Cr
Employer Identification Number (EIN)232072807
Name of OrganizationConsumer Credit Counseling Service Of Northeastern Pa
Secondary NameNational Foundation For Consumer Cr
Address401 Laurel St, Pittston, PA 18640-3557
ActivitiesSupplying money, goods or services to the poor, Credit counseling an assistance
SubsectionCharitable Organization
Ruling Date07/1974
DeductibilityContributions are deductible
FoundationOrganization which receives a substantial part of its support from a governmental unit or the general public
OrganizationAssociation
Exempt Organization StatusUnconditional Exemption
Tax Period12/2013
Assets$500,000 to $999,999
Income$1,000,000 to $4,999,999
Filing Requirement990 (all other) or 990EZ return
Asset Amount$747,334
Amount of Income$1,011,825
Form 990 Revenue Amount$961,428
National Taxonomy of Exempt Entities (NTEE)Human Services - Multipurpose and Other: Financial Counseling, Money Management


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Amount of income in 2013: $1,011,825 (it was $1,018,523 in 2012)
This organization: 

 $1,011,825
Other organizations performing similar types of work: 

 $666,391

Assets in 2013: $747,334 (it was $900,814 in 2012)
This organization: 

 $747,334
Other organizations performing similar types of work: 

 $547,851

Expenses in 2013: $1,224,470
This organization: 

 $1,224,470
Other organizations performing similar types of work: 

 $676,469

Income to expenses ratio in 2013: 0.8
This organization: 

 0.8
Other organizations performing similar types of work: 

 1.0

Number of employees in 2013: 21
This organization: 

 21
Other organizations performing similar types of work: 

 15

Employees paid over $100,000 in 2013: 4.8%
This organization: 

 4.8%
Other organizations performing similar types of work: 

 0.0%

Grants share in income in 2013: 37.6%
Consumer Credit Counseling Service Of Northeastern Pa, National Foundation For Consumer Cr: 

 37.6%
Other organizations performing similar types of work: 

 67.4%

Financial snapshot ($)

Revenue for 2013

Assets at the end of 2013

Functional expenses for 2013

Support schedule

Checklist
20122013
Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)?YesYes
Is the organization required to complete Schedule B, Schedule of Contributors?YesNo
Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office?NoNo
Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year?NoNo
Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Revenue Procedure 98-19?NoNo
Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts?NoNo
Did the organization receive or hold a conservation easement, including easements to preserve open space, the environment, historic land areas, or historic structures?NoNo
Did the organization maintain collections of works of art, historical treasures, or other similar assets?NoNo
Did the organization report an amount for escrow or custodial account liability; serve as a custodian or provide credit counseling, debt management, credit repair, or debt negotiation services?YesYes
Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi-endowments?NoNo
Did the organization report an amount for land, buildings, and equipment?YesYes
Did the organization report an amount for investments-other securities that is 5% or more of its total assets?YesYes
Did the organization report an amount for investments-program related that is 5% or more of its total assets?NoNo
Did the organization report an amount for other assets that is 5% or more of its total assets?NoNo
Did the organization report an amount for other liabilities?NoNo
Did the organization's separate or consolidated financial statements for the tax year include a footnote that addresses the organization's liability for uncertain tax positions under FIN 48 (ASC 740)?NoNo
Did the organization obtain separate, independent audited financial statements for the tax year?YesYes
Was the organization included in consolidated, independent audited financial statements for the tax year?NoNo
Is the organization a school described in section 170(b)(1)(A)(ii)?NoNo
Did the organization maintain an office, employees, or agents outside of the United States?NoNo
Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more?NoNo
Did the organization report more than $5,000 of grants or other assistance to or for any foreign organization?NoNo
Did the organization report more than $5,000 of aggregate grants or other assistance to or for foreign individuals?NoNo
Did the organization report a total of more than $15,000 of expenses for professional fundraising services?NoNo
Did the organization report more than $15,000 total of fundraising event gross income and contributions?NoNo
Did the organization report more than $15,000 of gross income from gaming activities?NoNo
Did the organization operate one or more hospital facilities?NoNo
Did the organization attach a copy of its audited financial statements?NoNo
Did the organization report more than $5,000 of grants or other assistance to any domestic organization or domestic government?NoNo
Did the organization report more than $5,000 of grants or other assistance to or for domestic individuals?NoNo
Did the organization answer 'Yes' about compensation of the organization's current and former officers, directors, trustees, key employees, and highest compensated employees?NoNo
Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002?NoNo
Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?NoNo
Did the organization maintain an escrow account other than a refunding escrow at any time during the year to defease any tax-exempt bonds?NoNo
Did the organization act as an 'on behalf of' issuer for bonds outstanding at any time during the year?NoNo
Did the organization engage in an excess benefit transaction with a disqualified person during the year?NoNo
Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization's prior Forms 990 or 990-EZ?NoNo
Did the organization report any amount for receivables from or payables to any current or former officers, directors, trustees, key employees, highest compensated employees, or disqualified persons?NoNo
Did the organization provide a grant or other assistance to an officer, director, trustee, key employee, substantial contributor or employee thereof, a grant selection committee member, or to a 35% controlled entity or family member of any of these persons?NoNo
Was the organization a party to a business transaction with one of the following parties
A current or former officer, director, trustee, or key employee?NoNo
A family member of a current or former officer, director, trustee, or key employee?NoNo
An entity of which a current or former officer, director, trustee, or key employee (or a family member thereof) was an officer, director, trustee, or direct or indirect owner?NoNo
Did the organization receive more than $25,000 in non-cash contributions?NoNo
Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions?NoNo
Did the organization liquidate, terminate, or dissolve and cease operations?NoNo
Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets?NoNo
Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3?NoNo
Was the organization related to any tax-exempt or taxable entity?NoNo
Did the organization have a controlled entity within the meaning of section 512(b)(13)?NoNo
Did the organization make any transfers to an exempt non-charitable related organization?NoNo
Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes?NoNo
Statements Regarding Other IRS Filings and Tax Compliance
201120122013
The number reported in Box 3 of Form 1096910
The number of Forms W-2G00
Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners?YesYes
The number of employees reported on Form W-3, Transmittal of Wage and Tax Statements, filed for the calendar year ending with or within the year covered by this return2321
Did the organization file all required federal employment tax returns?YesYes
Did the organization have unrelated business gross income of $1,000 or more during the year?NoNoNo
Has it filed a Form 990-T for this year?NoNo
At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)?NoNo
Was the organization a party to a prohibited tax shelter transaction at any time during the tax year?NoNo
Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?NoNo
Did the organization file Form 8886-T?NoNo
Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions?NoNo
Did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible?NoNo
Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor?NoNo
Did the organization notify the donor of the value of the goods or services provided?NoNo
Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282?NoNo
Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?NoNo
Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract?NoNo
If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required?NoNo
If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C?NoNo
Did a donor advised fund maintained by the sponsoring organization have excess business holdings at any time during the year?NoNo
Did the sponsoring organization make any taxable distributions under section 4966?NoNo
Did the sponsoring organization make a distribution to a donor, donor advisor, or related person?NoNo
Initiation fees and capital contributions$0$0$0
Gross receipts for public use of club facilities $0$0$0
Gross income from members or shareholders$0$0$0
Gross income from other sources$0$0$0
Is the organization filing Form 990 in lieu of Form 1041?NoNo
The amount of tax-exempt interest received or accrued during the year$0$0
Is the organization licensed to issue qualified health plans in more than one state?NoNo
The amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans$0$0
The amount of reserves on hand$0$0
Did the organization receive any payments for indoor tanning services during the tax year?NoNo
Has it filed a Form 720 to report these payments?NoNo
Compensation of Officers, Directors, Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors
20122013
Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees
Total reportable compensation from the organization$108,823$104,813
Total reportable compensation from related organizations$0$0
Total estimated amount of other compensation from the organization and related organizations$17,408$19,674
Total number of individuals who received more than $100,000 of reportable compensation from the organization11
Total number of independent contractors who received more than $100,000 of compensation from the organization00
Statement of Revenue
201120122013
Total revenue$1,153,216$982,542$961,428
Contributions, Gifts, Grants and Other Similar Amounts$391,868$278,068$361,436
Program Service Revenue$741,259$692,573$586,197
812900$653,064$553,336
812900$2,000$2,150
812900$36,859$30,266
812900$650$445
All other program service revenue$0$0
Other Revenue
Investment income (including dividends, interest, and other similar amounts)$7,794$2,813$6,510
Income from investment of tax-exempt bond proceeds$0$0$0
Royalties$0$0$0
Net rental income$0$0$0
Net gain/loss from sales of assets other than inventory$2,281$39$3,324
Gross amount from sales of assets other than inventory (Securities / Other)$35,000 / $0$29,465 / $0$50,104 / $0
Less: cost or other basis and sales expenses (Securities / Other)$32,719 / $0$29,426 / $0$46,780 / $0
Gain or (loss) (Securities / Other)$2,281 / $0$39 / $0$3,324 / $0
Net income/loss from fundraising events$1,622$1,790$2,463
Gross income from fundraising events$7,980$8,345$6,080
Less: direct expenses$6,358$6,555$3,617
Net income/loss from gaming activities$0$0$0
Net income/loss from sales of inventory$0$0$0
Miscellaneous Revenue$8,392$7,259$1,498
812900$5,300$500
812900$520$435
812900$1,439$563
All other revenue$0$0
Statement of Functional Expenses
201120122013
Total functional expenses$1,400,294$1,324,838$1,224,470
Grants and other assistance to domestic organizations and domestic governments$0$0
Grants and other assistance to domestic individuals$0$0
Grants and other assistance to foreign organizations, foreign governments, and foreign individuals$0$0
Benefits paid to or for members$0$0
Compensation of current officers, directors, trustees, and key employees$107,223$105,377$105,077
Compensation not included above, to disqualified persons$0$0
Other salaries and wages$682,093$633,733$593,578
Pension plan accruals and contributions$57,446$53,803
Other employee benefits$98,655$91,336
Payroll taxes$65,644$62,242$61,999
Fees for services (non-employees)
Management$0$0
Legal$0$0
Accounting$20,650$17,400
Lobbying$0$0
Professional fundraising services$0$0$0
Investment management fees$0$0
Other$2,740$5,090
Advertising and promotion$53,785$14,389
Office expenses$31,019$31,125
Information technology$41,404$40,517
Royalties$0$0
Occupancy$109,974$115,839
Travel$5,249$6,629
Payments of travel or entertainment expenses for any federal, state, or local public officials$0$0
Conferences, conventions, and meetings$4,420$1,255
Interest$912$2,462
Payments to affiliates$0$0
Depreciation, depletion, and amortization$25,185$22,541
Insurance$26,630$19,886
Other expenses$7,038$9,971
Other expenses$14,309$10,560
Other expenses$12,869$15,930
Other expenses$8,336$5,083
Balance Sheet
201120122013
Total assets$1,238,487$900,814$747,334
Cash - non-interest-bearing$23,749$19,798
Savings and temporary cash investments$93,084$12,706
Pledges and grants receivable, net$68,975$104,310
Accounts receivable, net$549$2,750
Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees$0$0
Loans and other receivables from other disqualified persons, persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations$0$0
Notes and loans receivable, net$0$0
Inventories for sale or use$0$0
Prepaid expenses and deferred charges$21,142$20,081
Land, buildings, and equipment: cost or other basis$546,584$524,043
Investments - publicly traded securities$0$0
Investments - other securities$146,731$63,646
Investments - program-related$0$0
Intangible assets$0$0
Other assets$0$0
Total liabilities$66,714$66,613$173,484
Accounts payable and accrued expenses$42,864$112,278
Grants payable$0$0
Deferred revenue$0$0
Tax-exempt bond liabilities$0$0$0
Escrow or custodial account liability$23,749$12,706
Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified persons$0$0
Secured mortgages and notes payable to unrelated third parties$2,362$0$48,500
Unsecured notes and loans payable to unrelated third parties$0$0$0
Other liabilities (including federal income tax, payables to related third parties, and other liabilities)$0$0
Total net assets or fund balances$1,171,773$834,201$573,850
Unrestricted net assets$834,201$573,850
Temporarily restricted net assets$0$0
Permanently restricted net assets$0$0
Capital stock or trust principal, or current funds$0$0
Paid-in or capital surplus, or land, building, or equipment fund$0$0
Retained earnings, endowment, accumulated income, or other funds$0$0$0
Reason for Public Charity Status (for 2013)
The organization is not a private foundation because it is:An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi)
Number of organizations supported0
Sum of amounts of support$0
Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi) (for 2009 - 2013)
2009 - 2013 Total
Public Support$18,347
Subtotal Support$18,347
Gifts, grants, contributions, and membership fees received$18,347
Tax revenues levied for the organization's benefit and either paid to or expended on its behalf$0
The value of services or facilities furnished by a governmental unit to the organization without charge$0
The portion of total contributions by each person (other than a governmental unit or publicly supported organization) that exceeds 2% of the total support$0
Total Support$59,736
Public Support$18,347
Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources$41,389
Net income from unrelated business activities, whether or not the business is regularly carried on$0
Other income. Do not include gain or loss from the sale of capital assets$0
Gross receipts from related activities, etc.$0
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Organizations performing similar types of work
IdNameAddressStateEstablishedTotal Income
1Consumer Credit Counseling Service Of Delaware Valley1608 Walnut St Fl 10, Philadelphia, PA 19103-5451PA1995-10$9,338,475
2Rural Dynamics Inc, Cccs Of Mt And Northern-Western Wy2022 Central Ave, Great Falls, MT 59401-3900MT1974-07$2,797,618
3Consumer Credit Counseling Service Of Northeastern Pa, National Foundation For Consumer Cr401 Laurel St, Pittston, PA 18640-3557PA1974-07$1,011,825
4Maranatha Ministry Inc43 Philadelphia Ave, Waynesboro, PA 17268-2613PA1993-03$400,840
5American Credit Counseling Institute Inc2312 Griffith St, Philadelphia, PA 19152-3312PA1996-07$398,396
6Smartmoney Community Services800 Bank St, Cincinnati, OH 45214-2220OH1988-09$341,149
7The Compass Institute314 Park Central E, Springfield, MO 65806-2207MO1996-08$312,913
8United Credit Counseling Services Inc8775-M Centre Park Dr Ste 604, Columbia, MD 21045-2152MD1997-02$34,803
9Christian Financial Guidance Center IncPo Box 52042, Sarasota, FL 34232FL1995-02$864
10Agape Loan Fund Inc9248 Princeton Glendale Raod, Hamilton, OH 45140OH1993-01$0
11Better Life Foundation700 Century Park S Ste 224, Birmingham, AL 35226-3928AL1996-12$0
12Consumer Credit Counseling Service Of Southeast Maryland Inc, National Foundation For Consumer Cr316 Talbott Ave, Laurel, MD 20707-4334MD1999-09$0
13Cross Country Inc309 E Hillcrest Blvd Ste 308, Inglewood, CA 90301-2405CA1998-09$0
14Cs Nonprofit Corporation719 Bristol Ave, Simi Valley, CA 93065-5404CA1997-04$0
15Emf Debt Management Inc210 Newburn Dr, Pittsburgh, PA 15216-1214PA1998-07$0
16Energy Inaction2800 W Sahara Ave 7-F, Las Vegas, NV 89102-4382NV1998-03$0
17Faith And Finances Inc3105 Lakewood Blvd, Jeffersonville, IN 47130IN1998-02$0
18Georgia Center For Community Empowerment2625 Piedmont Rd 56 221, Atlanta, GA 30324-3086GA1995-01$0
19Greater Cincinnati Mortgage Counseling Service7710 Reading Rd Ste 103, Cincinnati, OH 45237-2809OH1996-03$0
20Healing Outreach Ministries355 East Bodley, Kirkwood, MO 63122MO1993-12$0
Number of organizations performing similar types of work
Alabama2
Arkansas1
Arizona1
California10
Colorado1
District of Columbia1
Florida6
Georgia4
Hawaii1
Iowa1
Idaho1
Illinois1
Indiana6
Maryland2
Michigan3
Minnesota1
Missouri2
Mississippi1
Montana1
Nebraska1
New Jersey2
Nevada3
New York4
Ohio5
Oklahoma1
Oregon2
Pennsylvania5
Tennessee1
Wisconsin2
West Virginia1
Total73
20 biggest affiliated organizations
AffiliationNameAddressStateEstablishedTotal Income
CentralNational Foundation For Credit Counseling Inc2000 M St Nw Ste 505, Washington, DC 20036-3358DC1974-07$20,444,368
SubordinateNational Foundation For Credit Counseling Inc, Ccc Of San Francisco & Peninsula595 Market St Ste 1500, San Francisco, CA 94105-2824CA1974-07$11,780,433
SubordinatePartnership For Families Children And Adults IncAdults Inc 1800 Mccallie Avenue, Chattanooga, TN 37404TN1974-02$7,671,978
SubordinateConsumer Credit Counseling Service Of Central New York Inc, National Foundation For Consumer Cr5794 Widewaters Pkwy, Syracuse, NY 13214-1845NY1979-05$7,201,101
SubordinateConsumers Credit Counseling Service Of Rochester IncOf Rochester Inc 1000 University Av, Rochester, NY 14607NY1971-01$4,526,789
SubordinateNational Foundation For Credit Counseling Inc, Cccs Of Cntrl Fl & Fl Gulf Coast3670 Maguire Blvd Ste 103, Orlando, FL 32803-3012FL1974-07$4,269,009
SubordinateConsumer Credit Counseling Inc, Puerto Rico Santurce PrPO BOX 8908, San Juaninternational1974-07$2,482,137
SubordinateConsumer Credit Counseling Service Of North Central Texas, Ccc Of North Central Texas Inc901 N Mcdonald St Ste 600, Mckinney, TX 75069-2167TX1974-07$1,696,640
SubordinateConsumer Credit Counseling Service Of Western North Carolina Inc, National Foundation For Consumer Cr50 South French Broad Avenue Suite, Asheville, NC 28801-3271NC$1,475,775
SubordinateConsumer Credit Counseling Service Of Orange County, Cccs Of Orange County1920 Old Tustin Ave, Santa Ana, CA 92705-7811CA1974-07$1,419,495
SubordinateConsumer Credit Counseling Service Of Greater San Antonio Inc, National Foundation For Consumer Cr6851 Citizens Parkway, San Antonio, TX 78229-3620TX1974-07$1,315,453
SubordinateConsumer Credit Counseling Service Of Nebraska Inc, National Foundation For Consumer Cr8031 West Center Road, Omaha, NE 68124-3158NE1974-07$1,093,655
SubordinateConsumer Credit Counseling Service Of Northeastern Pa, National Foundation For Consumer Cr401 Laurel St, Pittston, PA 18640-3557PA1974-07$1,011,825
SubordinateConsumer Credit Counseling Service Of Alaska, National Foundation For Consumer Cr208 E 4th Ave, Anchorage, AK 99501-2508AK1974-07$933,558
SubordinateConsumer Credit Counseling Service Of Central Oklahoma Inc, National Foundation For Consumer Cr3230 N Rockwell Ave, Bethany, OK 73008-4034OK1974-07$890,311
SubordinateNational Foundation For Credit Counseling Inc, Consumer Credit Coun Of Southern Wv1219 Ohio Ave, Dunbar, WV 25064-3019WV1974-07$800,218
SubordinateNational Foundation For Consumer Credit Inc, Ccc Service Of The Savannah Area In7505 Waters Ave Ste C11, Savannah, GA 31406-3826GA1974-07$785,486
SubordinateRushmore Consumer Credit Resource Center, National Foundation For Consumer Cr2310 N Maple Ave, Rapid City, SD 57701-7849SD1974-07$748,795
SubordinateConsumer Credit Counseling Service Of Salina Inc, National Foundation For Consumer Cr1201 W Walnut St, Salina, KS 67401-2783KS1974-07$697,844
SubordinateConsumer Credit Counseling Service Of Hawaii, National Foundation For Consumer Cr1164 Bishop St Ste 1614, Honolulu, HI 96813-2816HI1974-07$696,697
Number of affiliated organizations
Alaska1
Alabama1
California4
Colorado1
District of Columbia1
Florida1
Georgia1
Hawaii1
Idaho1
Kansas1
North Carolina1
Nebraska1
New Jersey1
New York2
Ohio1
Oklahoma2
Oregon1
Pennsylvania1
South Dakota1
Tennessee1
Texas2
West Virginia2
International1
Total30

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