North Alabama Educators Credit Union in Huntsville, Alabama (AL)

North Alabama Educators Credit Union
Employer Identification Number (EIN)	636023153
Name of Organization	North Alabama Educators Credit Union
In Care of Name	Greg Olmstead
Address	PO BOX 128, Huntsville, AL 35804-0128
Activities	Loans or credit reporting, Other services or benefits to members or employees
Subsection	Credit Union
Ruling Date	06/1971
Deductibility	Contributions are not deductible
Foundation	All organizations except 501(c)(3)
Organization	Association
Exempt Organization Status	Unconditional Exemption
Tax Period	12/2012
Assets	$50,000,000 to greater
Income	$1,000,000 to $4,999,999
Filing Requirement	990 (all other) or 990EZ return
Asset Amount	$81,069,140
Amount of Income	$4,003,316
Form 990 Revenue Amount	$4,003,316

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Financial snapshot ($)

Revenue for 2012

Functional expenses for 2012

Statements Regarding Other IRS Filings and Tax Compliance (for 2012)
Did the organization have unrelated business gross income of $1,000 or more during the year?	Yes
Initiation fees and capital contributions	$0
Gross receipts for public use of club facilities	$0
Gross income from members or shareholders	$0
Gross income from other sources	$0

Statement of Revenue (for 2012)
Total revenue	$4,003,316
Contributions, Gifts, Grants and Other Similar Amounts	$0
Program Service Revenue	$2,143,858
Other Revenue
Investment income (including dividends, interest, and other similar amounts)	$521,231
Income from investment of tax-exempt bond proceeds	$0
Royalties	$0
Net rental income	$17,000
Gross rents (Real / Personal)	$17,000 / $0
Less: rental expenses (Real / Personal)	$0 / $0
Rental income or (loss) (Real / Personal)	$17,000 / $0
Net gain from sales of assets other than inventory	$0
Net income from fundraising events	$0
Net income from gaming activities	$0
Net income from sales of inventory	$0
Miscellaneous Revenue	$1,321,227

Statement of Functional Expenses (for 2012)
Total functional expenses	$3,608,601
Compensation of current officers, directors, trustees, and key employees	$105,944
Other salaries and wages	$1,093,622
Payroll taxes	$97,148
Professional fundraising services	$0
Other	$2,311,887

Balance Sheet (for 2012)
Total assets	$81,069,140
Total liabilities	$74,887,439
Tax-exempt bond liabilities	$0
Secured mortgages and notes payable to unrelated third parties	$0
Unsecured notes and loans payable to unrelated third parties	$0
Other	$74,887,439
Total net assets or fund balances	$6,181,701
Retained earnings, endowment, accumulated income, or other funds	$6,181,701

Reason for Public Charity Status (for 2012)
The organization is not a private foundation because it is:	Not provided

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Id	Name	Address	State	Established	Total Income
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10	North Alabama Craft Training Foundation	PO BOX 2107, Madison, AL 35758-5416	AL	2002-09	$141,178
11	North Alabama Educators Credit Union	PO BOX 128, Huntsville, AL 35804-0128	AL	1971-06	$4,003,316
12	North Alabama Electric Cooperative	41103 Hwy 72, Stevenson, AL 35772	AL	1942-11	$37,680,661
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14	North Alabama Huntsville Buddhist Association Inc	444 Indian Creek Rd, Huntsville, AL 35806	AL	2006-01	$9,680
15	North Alabama Industrial Development Association Inc	PO BOX 1668, Decatur, AL 35602-1668	AL	1965-03	$844,565
16	North Alabama International Trade Association	PO BOX 2457, Huntsville, AL 35804-2457	AL	1987-08	$106,400
17	North Alabama Medical Reserve Corps Inc	3330 L And N Dr Sw Ste I, Huntsville, AL 35801-5349	AL	2009-03	$146,721
18	North Alabama Mens Conference Inc	425 Gin Rd, Albertville, AL 35951-6061	AL	2007-12	$1,879
19	North Alabama Nurse Practitioner Coalition	PO BOX 14055, Huntsville, AL 35815-0055	AL	2001-01	$53,214
20	North Alabama Prison Ministry Inc	1008 7th Ave, Athens, AL 35611-4812	AL	1999-02	$7,755

Affiliation	Name	Address	State	Established	Total Income
20 biggest affiliated organizations
Central	Alabama Credit Union Administration, Group Return	100 N Union St Ste 650, Montgomery, AL 36104-3719	AL	1941-12	$0
Subordinate	Max Credit Union	PO BOX 244040, Montgomery, AL 36124-4040	AL	1971-06	$101,576,488
Subordinate	Avadian Credit Union	1 Riverchase Pkwy S, Hoover, AL 35244-2008	AL	1971-06	$99,165,377
Subordinate	Alabama One Credit Union	1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404-5842	AL	1971-06	$59,693,284
Subordinate	Credit Unions In The State Of Alabama, Apco Employees	750 17th St N, Birmingham, AL 35203-2020	AL	1941-12	$56,779,150
Subordinate	Credit Unions Of Alabama, Alabama Credit Union	220 Paul Bryant Drive, Tuscaloosa, AL 35401	AL	1941-12	$42,131,102
Subordinate	Credit Unions In The State Of Alabama, Listerhill C U	PO BOX 566, Sheffield, AL 35660-0566	AL	1971-06	$39,283,152
Subordinate	Credit Unions In The State Of Alabama, Family Security Credit Union	1806 Carridale St Sw, Decatur, AL 35601-4625	AL	1958-08	$36,614,500
Subordinate	Credit Unions In The State Of Alabama, Family Savings	711 E Meighan Blvd, Gadsden, AL 35903-1917	AL	1971-06	$22,444,584
Subordinate	Corporate America Credit Union, Corporate America	4365 Crescent Rd, Irondale, AL 35210-1774	AL	1971-06	$20,318,113
Subordinate	Guardian Credit Union	1789 Cong W L Dickinson Dr, Montgomery, AL 36109-2601	AL	1971-06	$18,151,024
Subordinate	Five Star Credit Union	411 N Foster St, Dothan, AL 36303-4623	AL	1971-06	$15,965,829
Subordinate	Credit Unions In The State Of Alabama, Winsouth Community Credit Union	110 S 26th St, Gadsden, AL 35904-1935	AL	1971-06	$15,556,896
Subordinate	Credit Union, New Horizons	622 Azalea Rd, Mobile, AL 36609-1530	AL	1972-12	$13,961,495
Subordinate	Alabama Teachers Credit Union	702 Walnut St, Gadsden, AL 35901-4139	AL	1971-06	$13,419,678
Subordinate	Tva Community Credit Union	PO BOX 1010, Muscle Shoals, AL 35662-1010	AL	1971-06	$10,403,388
Subordinate	Alabama State Employees Credit Union	PO BOX 231150, Montgomery, AL 36123-1150	AL	1971-06	$10,048,633
Subordinate	Mutual Savings, Credit Nions In The State Of Alabam	2040 Valleydale Rd, Hoover, AL 35244-2006	AL	1971-06	$9,158,661
Subordinate	Alabama Credit Union Adminstration, Alabama Central Credit Union	3601 4th Ave S, Birmingham, AL 35222-2417	AL	1971-06	$7,513,670
Subordinate	Credit Unions In The State Of Alabama, Fort Mcclellan Credit Union	PO BOX 5250, Anniston, AL 36205-0250	AL	1967-01	$6,619,129

Number of affiliated organizations

Alabama

Total

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